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Yes, the method that you pay may impact lien or name launch timing.

Yes, the method that you pay may impact lien or name launch timing.

  • Certified Funds Payoff: If you pay by dealer or check that is cashier’s cash Gram, Western Union, debit card, or money at a Capital One Bank, Capital One will start the lien launch process the following working day after receipt associated with the certified funds.
  • Non-Certified Funds Payoff: as we must allow time for the funds to clear if you pay by personal or business check, Capital One Mobile App, phone, or online, it may take up to five business days after the receipt of the uncertified funds before Capital One begins the lien or title release process.