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Exactly Just How Long Can Information Keep on My Equifax Credit History?

Exactly Just How Long Can Information Keep on My Equifax Credit History?

Learning time: three minutes

Features:

  • Many negative information generally stays on credit file for 7 years
  • Bankruptcy remains in your Equifax credit history for 7 to ten years, with regards to the bankruptcy type
  • Closed reports paid since agreed stay on your own Equifax credit file for up to 10 years

With regards to credit history, perhaps one of the most usually expected concerns is: just how long does information stick to my Equifax credit file? The solution is whether it’s considered “positive” or “negative. So it hinges on the type of information and”

Most of the time, negative information such as for example belated or missed payments, records that have been provided for debt collectors, records not being compensated as agreed, or bankruptcies remains on credit file for about seven years. The following is a failure of some different forms of “negative” information and the length of time you can expect the information become on your own Equifax credit history: